Personal Loan with AadhaarCapital.Co: Features & Benefits

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Personal Loan with aadhaar capital

Aadhaar Capital is a leading financial institution in India that offers its customers a range of financial products and services. One of the products offered by the website is personal loans, which can be used for various purposes. 

This article will provide a comprehensive overview of AadhaarCapital ( —Co’s loans, including their features, benefits, eligibility criteria, and application process.

Features of Personal Loans from AadhaarCapital.Co

  • Loan Amount: The website offers personal loans ranging from Rs. 50,000 to Rs. 50 lakhs, allowing borrowers to choose a loan amount that suits their needs.
  • Repayment Period: The repayment period for Aadhaar Capital Personal loans can be anywhere from 1 to 20 years, depending on the borrower’s preference and financial situation.
  • Quick Disbursal: Aadhaar Capital promises to disburse personal loan amounts within 24 hours of loan approval, an essential feature for borrowers who need funds quickly.
  • No Collateral: Personal loans from AadhaarCapital ( are unsecured, which means borrowers do not have to provide any collateral to secure the loan.

Benefits of Personal Loans from AadhaarCapital.Co

#1. Flexible Repayment Options

Aadhaar Capital offers flexible repayment options to its loan customers, allowing them to choose the best repayment plan to fit their financial situation. Borrowers can choose to pay back the loan in small EMIs over a more extended period or opt for larger EMIs over a shorter period.

#2. Competitive Interest Rates

AadhaarCapital ( offers competitive interest rates on its loans, making it an attractive option for borrowers. The interest rate on loan is determined based on various factors, such as the borrower’s credit score, income, and employment stability.

Aadhaar Capital offers hassle-free financial support up to 60 Lakh at @9% ROI with min@9.5% to max@10.5% APR with a repayment period of a min 1 year to a max of 20 years, with zero processing fees.
The Loan Amount is 10,000, Interest Rate is 9% p.a, and Loan Period is 1 Year. Then the total repayment amount after 1 year is 10,000 + 900(9% ROI) = Rs 10,900

#3. Wide Network 

Aadhaar Capital has a vast network of branches across India, making it easy for customers to apply for a personal loan. Borrowers can visit any Aadhaar Capital-branch to apply for a loan or get more information about the product.

#4. Minimal Documentation

Aadhaar Capital requires minimal documentation for personal loans, making the loan application process quick and easy. The website requires borrowers to provide basic personal and financial information and proof of income and identity.

Eligibility Criteria for Personal Loans from Aadhaar Capital

  • Age: The minimum age for personal loan applicants is 21 years, and the maximum is 60 years.
  • Employment: Aadhaar Capital offers personal loans to salaried individuals, self-employed individuals, and professionals. Salaried individuals should be employed with a minimum of 2 years of experience, while self-employed individuals and professionals should have been in their respective businesses for at least five years.
  • Income: The website requires applicants to have a minimum monthly income of Rs. 20,000 to be eligible for a personal loan. The income requirement may vary depending on the borrower’s profession and credit score.
  • Credit Score: A good credit score is necessary for loan approval. Aadhaar Capital considers other factors such as employment stability, income, and payment history when evaluating loan applications.

Application Process for Personal Loans from AadhaarCapital.Co

Borrowers can apply for a personal loan from Aadhaar Capital ( in two ways:

  1. Apply Online: Borrowers can apply for a personal loan online through the websites. You will need to provide their personal and financial information. 
  2. Call the Customer Care Center: Borrowers can also call the website’s customer care center to apply for a personal loan. The customer care representatives will guide them through the loan application process and answer any questions they may have.

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